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    Use STR Income to Calculate DSCR: 3 Lender Methods

    Use STR Income to Calculate DSCR: 3 Lender Methods

    Three ways lenders use short-term rental income on a DSCR loan: AirDNA comps, an STR appraisal form, and trailing Airbnb or VRBO deposits. What to send.

    Want the full breakdown with underwriting details, FAQs, and next steps? Read How to Use STR Income to Calculate DSCR (2026).

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