Hard Money Investor Guides

What these guides cover

These are process guides, not sales pages. Each one walks through a specific step of a hard money loan the way our underwriting and draw teams actually handle it — what documents to submit, what inspectors verify, and where borrowers most often lose time. The scope of work guide covers building a line-item rehab budget by trade, attaching contractor bids and credentials, and sequencing the work so it matches how rehab funds are released. The draw process guide picks up after closing: how milestone inspections work, what goes in a draw request package, and how quickly funds are wired once an inspection clears.

They are written for investors borrowing against the deal itself. Jaken Finance Group underwriting is asset-based — credit is reviewed, but approval is driven by ARV, loan-to-cost, a documented scope, and a realistic exit. That means the paperwork these guides cover is not a formality; the scope you submit at closing is the exact baseline draw inspectors verify in the field.