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    Investor Video Library

    Short explainers on hard money, fix and flip, DSCR, and investor financing from Jaken Finance Group.

    Video thumbnail: 100% fix and flip program details

    100% fix and flip program details

    100% LTC fix-and-flip program details — credit expectations, market requirements, cash on hand, and what makes a high-leverage file easy to approve.

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    Video thumbnail: 100% Fix-and-Flip Financing: What Lenders Require

    100% Fix-and-Flip Financing: What Lenders Require

    When 100% hard money fix-and-flip financing is possible — why liquidity and credit still matter, and how to approach lenders so the file gets approved.

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    Video thumbnail: 500 FICO Refinance: What Hard Money Still Funds

    500 FICO Refinance: What Hard Money Still Funds

    Someone submitted a 500 FICO refinance today — what asset-based hard money still funds when credit is weak but collateral strength and exit math work.

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    Video thumbnail: Austin TX Fix-and-Flip Loans With 100% Financing

    Austin TX Fix-and-Flip Loans With 100% Financing

    Austin fix-and-flip loans with 100% financing — how qualified investors fund purchase plus rehab with hard money in one of the strongest Texas flip markets.

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    Video thumbnail: Can You Finance a Fire-Damaged Property With Hard Money?

    Can You Finance a Fire-Damaged Property With Hard Money?

    Hard money can fund fire-damaged properties when you bring a GC bid from fire-experienced contractors — especially when damage runs through the house.

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    Video thumbnail: Can You Finance a Property With Code Violations?

    Can You Finance a Property With Code Violations?

    Hard money can fund properties with code violations when cases are on title, fixes are budgeted in rehab, and you clear them before exit — not demo orders.

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    Video thumbnail: Can You Refinance and Rehab an Investment Property?

    Can You Refinance and Rehab an Investment Property?

    Can you refinance and rehab? Pull cost basis up to 80% of as-is value day one, then finance rehab up to 75% of ARV on a longer hard money term.

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    Video thumbnail: Chicago Property Taxes: The Pension Problem

    Chicago Property Taxes: The Pension Problem

    Chicago property tax pressure on investors — the pension shortfall driving bills higher, appeal strategy, and how to model Cook County taxes in DSCR NOI.

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    Video thumbnail: No-Ratio DSCR at 75% LTV When Market Rent Caps You

    No-Ratio DSCR at 75% LTV When Market Rent Caps You

    No-ratio DSCR up to 75% LTV when market rent caps leverage on a sub-1.0 file. Rate premium applies, but lease cash flow and buydown options can still pencil.

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    Video thumbnail: DSCR Interest Rate Buydown: When Points Are Worth It

    DSCR Interest Rate Buydown: When Points Are Worth It

    A DSCR rate buydown can drop a quote into the high fives. Spot hidden points on a term sheet, run break-even, and skip the cost if you refinance soon.

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    Video thumbnail: DSCR Loan Below 1.0: Negative Cash Flow Financing

    DSCR Loan Below 1.0: Negative Cash Flow Financing

    Can you get a DSCR loan if the property does not cash flow? Yes — sub-1.0 DSCR up to 75% LTV, with a plan for the shortfall or lower leverage.

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    Video thumbnail: DSCR Loan Below 600 FICO: No Minimum at 50% LTV

    DSCR Loan Below 600 FICO: No Minimum at 50% LTV

    Can you get a DSCR loan with under 600 FICO? Yes on select programs — up to 50% as-is LTV, 30-year fixed, higher rate, or bring a stronger co-borrower.

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    Video thumbnail: DSCR loans for new investors

    DSCR loans for new investors

    DSCR loans under $100K for new Michigan and Ohio rental investors — $50K minimums, income-based underwriting, and how first-time files get approved.

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    Video thumbnail: FHA to eliminate the 90-day flip rule

    FHA to eliminate the 90-day flip rule

    FHA is eliminating the 90-day flip rule — what that change means for investor resale exits, buyer financing timelines, and hard money takeout planning.

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    Video thumbnail: Auction.com Property Financing Without Interior Inspection

    Auction.com Property Financing Without Interior Inspection

    Finance auction.com and online auction properties without an interior inspection — rehab holdbacks, high-LTC leverage, and what asset-based lenders need.

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    Video thumbnail: Bears are moving to Hammond Indiana

    Bears are moving to Hammond Indiana

    Hammond, Indiana fix-and-flip opportunity — 100% purchase and rehab hard money for qualified investors as Bears-related market demand starts to build.

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    Video thumbnail: Can You Use Hard Money for Condos & Townhomes?

    Can You Use Hard Money for Condos & Townhomes?

    Hard money for condos and townhomes works — but HOA rules can make or break approval. See what lenders review before funding condo and townhome deals.

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    Video thumbnail: The problem with lending on a house in probate

    The problem with lending on a house in probate

    Why hard money lenders cannot close with open probate on title — and how alternate investment collateral can still fund your exit when probate blocks closing.

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    Video thumbnail: Hard Money Loans for Properties With Code Violations

    Hard Money Loans for Properties With Code Violations

    Hard money for code-violation properties — what to present lenders, how zoning counsel clears title encumbrances, and how rehab budgets absorb the fixes.

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    Video thumbnail: How a DSCR loan works

    How a DSCR loan works

    How a DSCR loan works — Jaken Finance Group breaks down the debt service coverage ratio, the 1.0 minimum, leverage tiers, and the paperwork you need.

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    Video thumbnail: Kansas City fix and flip with bad credit — no minimum FICO

    Kansas City fix and flip with bad credit — no minimum FICO

    No-minimum-FICO fix-and-flip hard money in Kansas City — what bad-credit investors still need at closing, and why strong metros help approval odds.

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    Video thumbnail: Kentucky 100% Fix and Flip Financing: Who Qualifies

    Kentucky 100% Fix and Flip Financing: Who Qualifies

    Kentucky 100% fix-and-flip financing — why credit, liquidity, and experience unlock max LTC, and how investors reserve cash on Louisville and Lexington deals.

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    Video thumbnail: Land Contract Refinance: Proof Lenders Approve

    Land Contract Refinance: Proof Lenders Approve

    Land contract refinance on a recorded contract for deed — payment history, seller payoff, and why cash-and-check lumps stall late-stage loan approvals.

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    Video thumbnail: Luxury Cash-Out Refinance While Still Listed

    Luxury Cash-Out Refinance While Still Listed

    Luxury cash-out refinance while the property stays listed on market — realtors and investors pull equity on slow new-build listings without canceling the MLS.

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    Video thumbnail: Mid-Construction Refinance to Finish Your Build

    Mid-Construction Refinance to Finish Your Build

    Mid-construction refinance when cost overruns or contractor problems stall a build — asset-based options using as-is and ARV values, including Houston.

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    Video thumbnail: No Cap on Assignment Fees: 100% Fix & Flip Loans

    No Cap on Assignment Fees: 100% Fix & Flip Loans

    No cap on assignment fees when the deal pencils — up to 100% LTC for qualified buyers and wholesalers. How wholesale fix-and-flip files get funded.

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    Video thumbnail: No-Ratio DSCR Loans: 75% LTV for STR and MTR

    No-Ratio DSCR Loans: 75% LTV for STR and MTR

    No-ratio DSCR loans at up to 75% LTV fund midterm and short-term rentals when market rents cap leverage — how this differs from standard DSCR underwriting.

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    Video thumbnail: A rent freeze tastes pretty sweet

    A rent freeze tastes pretty sweet

    NYC froze stabilized one- and two-year renewals — the first 2-year freeze in city history. What rental investors should know and how to hedge exposure.

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    Video thumbnail: Orangeburg SC Fix-and-Flip Hard Money Loan Guide

    Orangeburg SC Fix-and-Flip Hard Money Loan Guide

    Orangeburg SC fix and flip hard money — 90% of total cost, 600 FICO, 3–5 day close, asset-based underwriting with no appraisal on qualified files.

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    Video thumbnail: Pad-Split DSCR Loans: Multi-Lease SFR Financing

    Pad-Split DSCR Loans: Multi-Lease SFR Financing

    Pad-split DSCR loans fund single-family homes with multiple room leases — why many lenders decline, how per-door rent works, and how to qualify.

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    Video thumbnail: Refinance Listed Fix-and-Flips Without Delisting

    Refinance Listed Fix-and-Flips Without Delisting

    Cash-out bridge loans for listed fix-and-flips — refinance hard money, stay on MLS, pull equity, and buy time without selling the property first.

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    Video thumbnail: Refinance Slow Luxury Listings Without Delisting

    Refinance Slow Luxury Listings Without Delisting

    Refinance up to 75% of appraised value on a slow-moving luxury listing, pull equity to keep investing, and stay on the market without delisting the home.

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    Video thumbnail: Refinance a Subject-To Deal Into a DSCR Loan

    Refinance a Subject-To Deal Into a DSCR Loan

    Can you refinance a subject-to deal into a DSCR loan? Yes — when usable equity supports 75–80% LTV and the rental qualifies on debt service coverage.

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    Video thumbnail: Refinance Using Appraised Value After Listing

    Refinance Using Appraised Value After Listing

    Take a listed investment property off the market and refinance at the as-is appraised value — even if it is higher than the old list price. Vacant is fine.

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    Video thumbnail: Rental Insurance Lenders Require: Replacement Cost First

    Rental Insurance Lenders Require: Replacement Cost First

    DSCR lenders require replacement-cost and loss-of-rents coverage on rentals. Quote that policy before you buy — a cheap house quote can wipe cash flow.

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    Video thumbnail: Rural deals are OK

    Rural deals are OK

    Rural deals can work for beginners at lower leverage — why rural hard money often means 15–20% down until you build a proven exit track record.

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    Video thumbnail: Rural DSCR loans with Jaken Finance Group

    Rural DSCR loans with Jaken Finance Group

    Can you get a DSCR loan on rural property? Yes — if you have solid comps within 5–10 miles. Jaken Finance Group explains rural DSCR comp distance and approval.

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    Video thumbnail: Rural Hard Money Lenders — We Fund Rural Fix & Flip Deals

    Rural Hard Money Lenders — We Fund Rural Fix & Flip Deals

    Why most rural hard money lenders decline countryside deals — and how rural note buyers let Jaken Finance Group fund fix-and-flip projects for investors nationwide.

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    Video thumbnail: Stale Listing? Cash-Out Refi Pitch for Realtors

    Stale Listing? Cash-Out Refi Pitch for Realtors

    Realtors with a stale investment listing: pitch a cash-out refinance at up to 75% of value, keep the listing active, and earn referral income on the file.

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    Video thumbnail: Unimproved Vacant Land Loans: Quicksale Leverage Caps

    Unimproved Vacant Land Loans: Quicksale Leverage Caps

    Yes, you can finance unimproved vacant land — not at high leverage. Lenders price off quicksale value, cover large acreage, and help fill the equity gap.

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    Video thumbnail: Use STR Income to Calculate DSCR: 3 Lender Methods

    Use STR Income to Calculate DSCR: 3 Lender Methods

    Three ways lenders use short-term rental income on a DSCR loan: AirDNA comps, an STR appraisal form, and trailing Airbnb or VRBO deposits. What to send.

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    Video thumbnail: Major Rehab Financing in Washington DC Explained

    Major Rehab Financing in Washington DC Explained

    Major rehab financing in Washington DC — scope, hard money bridge terms, and what investors should document on large urban renovation projects.

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    Video thumbnail: What Is an Asset-Based Loan? Beyond Just ARV

    What Is an Asset-Based Loan? Beyond Just ARV

    What an asset-based loan really is — why address and ARV alone are not enough, and what hard money underwriting checks before funding your deal.

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    Video thumbnail: Wholetail financing

    Wholetail financing

    Wholetail financing — hard money for investors who clean out distressed inventory and relist at a conservative price without a full fix and flip rehab.

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