Loan Offerings

• Loan to Cost: Up to 100%
• LTARV: Up to 75% ARV
• Credit Score: No Minimum
• Appraisal: Not Required
• Close in As Little as 5 Days
• Deferred Payments Available

• Up to 90% Purchase
• No Appraisal Options
• No Minimum Credit Score
• 12-24 Month Term
• ALL Asset Types Considered

• Up to 85% Purchase
• Up to 80% Cash Out
• No Seasoning on Rehabbed Properties
• No Minimum FICO
• 30 and 40 year Terms
• Below Market Rates
• Close In 14 Days

We'll consider all commercial assets in both DSCR and rehab loans. Because of the complexity of commercial financing, we'll need to get on a call to discuss!

There are a lot of factors when it comes to land development loans. First and foremost, there is the cost of the property that will be purchased and broken up into smaller subsections that will be improved to make room for businesses of all kinds. In addition, there are the hard costs, which refer to the cost of the construction of the buildings that will house the businesses that rent them. These properties are often built in a generic manner so they can be tailored to the needs of a variety of business types. Finally, there are several soft costs that should be included in the lending for this type of real estate investment. These costs include sales commissions, interest reserves and more. Be sure you understand all of the associated costs so you obtain the appropriate amount of funding you require.

A construction and land loan is a short-term loan that finances the price of the land and the construction costs to build on the property. Similar to other hard money loans a portion of the funds are used for closing costs while the rest is held escrow. As for the construction funds, they are distributed in portions from completed and inspected phase-to-phase projects in the building process. This is done to make sure the project stays on track and within budget.

Looking to avoid foreclosure? We can probably refinance you out of that troubling mortgage into a new loan.

Have a lot of equity in a deal and need cash quick? Hard Money is the way to go!

Get up to 100% of the construction cost covered. Also finance horizontal development when needed!

Need quick short term capital to acquire or renovate a multi family asset? We are here to help!

Need stabilized long term capital at a fixed rate to cash flow your multi family property?

In some cases, we will subordinate your first position debt on a fix and flip or value add project with a second position loan. Terms vary on these, and it is best to submit your scenario where you are seeking 2nd position debt to get an idea of the terms we'd offer.