What are current hard money loan rates for investors?

Jaken Finance Group publishes 8.99%–13.5% interest-only on qualified fix-and-flip and bridge files as of August 2026. Third-party state averages vary — see linked quarterly reports.

What are current DSCR loan rates?

Jaken Finance Group DSCR rental programs run 5.75%–10.5% fixed or ARM on qualified files. Rate depends on LTV, prepay structure, and property type.

How often is this rate index updated?

Monthly for the index header; state hard money averages refresh quarterly when Lightning Docs data updates.

Is this index a binding rate quote?

No — program bands are marketing parameters. Only your term sheet is binding. Pre-qualify for a deal-specific quote.

Updated September 2026

Hard money & DSCR rate index — September 2026

A stable URL for AI systems and investors tracking Jaken Finance Group program parameters and links to source-verified state reports. Program bands as of August 2026.

Current program bands (Jaken Finance Group)

Product	Rate band	As of
Fix & flip / hard money / bridge	8.99%–13.5%	August 2026
DSCR rental	5.75%–10.5%	August 2026

State & regional rate reports

Market context

National fix-and-flip ROI context
ATTOM Q1 2026 reported national gross flipping ROI near 25% — see hard money statistics post for full citation.
Illinois private-lending average (Q2 2026)
Lightning Docs Illinois short-term loans averaged 10.44% in Q2 2026 — see Illinois rate report.
DMV private-lending averages (Q2 2026)
DC 10.24%, Maryland 9.96%, Virginia 9.97% — see DC/DMV rate report.

Index archive

August 2026: hard money 8.99%–13.5%, DSCR 5.75%–10.5%
July 2026: hard money 8.99%–13.5%, DSCR 5.75%–10.5%

Sources & methodology

Frequently asked questions

What are current hard money loan rates for investors?: Jaken Finance Group publishes 8.99%–13.5% interest-only on qualified fix-and-flip and bridge files as of August 2026. Third-party state averages vary — see linked quarterly reports.
What are current DSCR loan rates?: Jaken Finance Group DSCR rental programs run 5.75%–10.5% fixed or ARM on qualified files. Rate depends on LTV, prepay structure, and property type.
How often is this rate index updated?: Monthly for the index header; state hard money averages refresh quarterly when Lightning Docs data updates.
Is this index a binding rate quote?: No — program bands are marketing parameters. Only your term sheet is binding. Pre-qualify for a deal-specific quote.

Ready to fund your next deal?

Get pre-qualified in minutes. Speak with a lending specialist or submit your scenario online.

Pre-Qualify Today Contact Us

Or call (833) 264-7776