Name: Jaken Finance Group
Address: 2300 Barrington Road, Suite 400, Hoffman Estates, IL, 60196, US
Telephone: (833) 264-7776
Price range: $$

Most Common Scenarios

Most investors start with one of these six.

Fix & flip

Fund my fix & flip or fix & hold

Most investors start here

You're buying, rehabbing, and selling or holding a residential property.

Up to 100% financing. No minimum FICO. No minimum loan amounts. No credit check options available.

~30 secondsNo min FICONo credit check options

Refi / DSCR / Bridge

Cash out or refinance a deal

Pull equity out, refinance a rental or flip, or bridge out of a short-term loan — DSCR and bridge options.

Up to 85% refinance, 80% cash-out, no seasoning options, and 500 minimum FICO. Mid-construction and value-add refinance OK.

~30 seconds500 min FICONo seasoning options

HELOC

Tap equity with a HELOC

Revolving line on a rental — keep your first mortgage.

Non-owner-occupied rentals. Up to $400K on 1st lien or score-tiered 2nd. 680 FICO, soft-pull prequal.

~30 seconds680 FICOKeep your firstAVM on many files

New build

Finance a ground-up build

Ground-up residential or commercial construction.

Up to 100% LTC for qualified deals and borrowers. No minimum credit in some markets.

~30 secondsUp to 100% LTC

Purchase / bridge

Buy a property or bridge a close

Buy a rental or beat a contract closing date.

Up to 85% purchase DSCR, no minimum FICO options, and up to 90% purchase bridge loans.

~30 secondsNo min FICO optionsUp to 90% bridge

Rescue

Save a deal that fell through

Hard money declined, lender backed out, or DSCR denied before closing.

Rescue review for fix-and-flip, bridge, DSCR, and wholesale end-buyer files. Upload original terms if you have them.

Rescue reviewUpload original terms

Commercial Real Estate Financing

We finance hotels, RV parks, mobile home parks, campgrounds, resorts, large multifamily, and other income-producing commercial assets nationwide. Bridge, DSCR, and C-PACE programs available.

Commercial

Commercial Financing

Hotels, RV parks, mobile home parks, campgrounds, resorts, large multifamily & more.

Submit a commercial acquisition, refinance, or value-add file. Bridge and DSCR on hospitality, outdoor hospitality, and institutional-scale multifamily.

~30 seconds

Guide

Loans from $2 million to $10 million

Apartments, industrial, storage, or a rental pool; submit through the commercial loan request.

For apartments, industrial, storage, or a rental pool. Apply at /commercial-loan-request/ with income, collateral, and exit details.

Program guide

Guide

Cash-Flow Equity Financing

Unlock $200K–$3M from stabilized portfolios — multifamily, hospitality, AL, CRE, SFR.

Entity-level advance against trailing cash flow. No new property liens. Monthly terms, ~7-day close after diligence.

Portfolio liquidityProgram guide

Guide

Raise Commercial Property NOI

Income, expense, utility, and financing levers for commercial property owners.

How owners raise net operating income — rent, opex, energy procurement, and the link to value and DSCR refi proceeds.

Program guide

Guide

C-PACE Financing

Commercial Property Assessed Clean Energy — energy upgrades, retrofits, and resiliency.

Finance eligible energy efficiency, renewable energy, water conservation, and seismic resiliency improvements on commercial property through C-PACE assessment financing.

Program guide

Commercial

C-PACE Financing Request

Submit a C-PACE scenario for review.

~30 seconds

Financing Fell Through — Second Look

Hard money declined, lender backed out, or DSCR denied before closing? Submit the deal for a rescue review — upload original terms if you have them.

Rescue

Second Look — Save the Deal

Original financing fell through or lender backed out.

Rescue review for fix-and-flip, bridge, DSCR, and wholesale end-buyer files.

Rescue reviewUpload original terms

Rescue

Hard money maturing / balloon due

Existing loan payoff — extension vs refinance vs foreclosure bailout.

Take out another lender’s balloon or extend a short-term note on investment property.

Payoff rescue7–10 day closes

Gap & Down Payment Funding

Explore unsecured funding first for eligible gap or down payment needs, without pledging real estate. Secured gap funding is a separate 2nd lien behind your first mortgage. All borrowed equity must be disclosed and permitted by your first lender; availability and terms depend on underwriting.

Unsecured funding

Unsecured Funding — Gap / Down Payment

Explore first

$50K–$500K in business-purpose capital without pledging real estate.

Start here for eligible down payment, closing cost, or business funding needs. Confirm your first lender permits the use of borrowed funds.

~30 seconds

Secured / 2nd lien

Secured Gap Funding (2nd Lien)

2nd lien on value-add or stabilized projects.

Property-backed financing behind your first mortgage. Requires available equity and both lenders’ approval.

~30 seconds

Secured / 2nd lien

Second Position DSCR

2nd lien cash-out for cash-flow rentals — up to 80% CLTV.

Keep your first mortgage. $125K–$1M second, 640 FICO, combined DSCR > 1.0.

~30 seconds

Unsecured Business Term Loans

Business-purpose capital from $50,000–$500,000 in 3–10 business days. No real estate pledged. 3, 5, or 7 years at approx. 6%–18%, quoted per file. Jaken Finance Group originates the property loan; unsecured pre-qualification is a separate application on this site.

Unsecured funding

Request Unsecured Funding

$50K–$500K, no collateral, 3–10 day funding.

Working capital, MCA payoff, buyouts, restaurants, and CRE equity gaps.

3–10 days$50K–$500K

Unsecured funding

Refinance a Merchant Cash Advance

Replace daily drafts with a monthly installment.

MCA payoff

Unsecured funding

Acquisition & Partner Buyout

Fund a membership-interest purchase when 7(a) will not wait.

Buyouts

Business cash

0% Interest Business Financing

Intro 0% for 6–18 months. No collateral. No revenue history required.

Intro 0%

Unsecured funding

Industry Renovation Financing

Laundromat, restaurant, salon, auto, dental, bowling, car wash, daycare, and RV park — mixed invoices, not equipment UCC.

Renovation

Unsecured funding

Restaurant Working Capital

Buildout, payroll, and MCA payoff for food and beverage.

Restaurants

Unsecured funding

Startup Working Capital

Personal credit and income — not an idea-stage blank check.

Startups

Unsecured funding

Cannabis Operating Capital

State-legal ops cash. Property stays on the cannabis bridge.

Cannabis ops

Unsecured funding

Unsecured vs Equipment Financing

UCC equipment 6%–14% vs unsecured when there is no serial number.

Equipment

Unsecured funding

Cross-Border Operators

Quoted per file. U.S. rentals still use foreign national or ITIN DSCR.

Cross-border

Unsecured funding

DSCR Down Payment Funding

Personal equity on a rental — model rent vs both payments.

DSCR equity

Unsecured funding

Fix-and-Flip Down Payment Funding

LTC gap or rehab-draw advance — test profit after both notes.

Flip equity

Unsecured funding

Commercial Down Payment Funding

20–35% CRE equity slice — NOI vs the unsecured installment.

CRE equity

Business cash

Airbnb Furniture Financing

STR FF&E note — nights must cover the mortgage and the sofas.

STR FF&E

Short-Term Working Capital

Secured operating-company credit from $250,000–$15 million in 1–12 months. AR, inventory, PO, and acquisition bridge — arranged by Jaken Finance Group. Capital sources are not named on the site. Submit on the commercial financing form.

Working capital

Short-Term Working Capital

$250K–$15M, 1–12 months, secured.

Hub for inventory, PO, AR, and acquisition bridge.

3–10 daysOperating company

Working capital

Inventory Financing

Bulk buys, seasonal stock, supplier prepays.

Inventory

Working capital

Purchase Order Financing

Pay supplier on a confirmed customer PO.

Working capital

Accounts Receivable Financing

Advance against outstanding B2B invoices.

Working capital

Business Acquisition Bridge

Close a company purchase before 7(a) lands.

M&A bridge

Working capital

Working Capital vs SBA

Speed, size, and bridge-then-SBA playbook.

Compare

Investment Calculators Run numbers first, then submit your deal above.

Investment Calculators

Run numbers first, then submit your deal above.

Most Common Scenarios

Fund my fix & flip or fix & hold

Cash out or refinance a deal

Tap equity with a HELOC

Finance a ground-up build

Buy a property or bridge a close

Save a deal that fell through

Commercial Real Estate Financing

Commercial Financing

Loans from $2 million to $10 million

Cash-Flow Equity Financing

Raise Commercial Property NOI

C-PACE Financing

C-PACE Financing Request

Financing Fell Through — Second Look

Second Look — Save the Deal

Hard money maturing / balloon due

Gap & Down Payment Funding

Unsecured Funding — Gap / Down Payment

Secured Gap Funding (2nd Lien)

Second Position DSCR

Unsecured Business Term Loans

Request Unsecured Funding

Refinance a Merchant Cash Advance

Acquisition & Partner Buyout

0% Interest Business Financing

Industry Renovation Financing

Restaurant Working Capital

Startup Working Capital

Cannabis Operating Capital

Unsecured vs Equipment Financing

Cross-Border Operators

DSCR Down Payment Funding

Fix-and-Flip Down Payment Funding

Commercial Down Payment Funding

Airbnb Furniture Financing

Short-Term Working Capital

Short-Term Working Capital

Inventory Financing

Purchase Order Financing

Accounts Receivable Financing

Business Acquisition Bridge

Working Capital vs SBA

Investment Calculators

All Jaken Finance Group Calculators (on-site)

DSCR Calculator

DSCR Loan Comparison Calculator

Minimum Rent for DSCR Calculator

DSCR Loan Payment Calculator

DSCR Cash-Out Calculator

DSCR Reserves Calculator

DSCR Prepayment Penalty Calculator

Second Position DSCR Calculator

Unsecured Term Loan Calculator

DSCR Down Payment Calculator

Flip Down Payment & Draw Calculator

Commercial Down Payment Calculator

Airbnb Furniture Financing Calculator

Fix and Flip Calculator

70% Rule / MAO Calculator

Multi-Family Calculator

Commercial Property Calculator

Subject-To Deal Analyzer

Gap Funding Calculator

Airbnb Profitability Calculator

Mobile Home Park Profit Calculator

Fix and Flip Analyzer

Enhanced Fix and Flip Analyzer

DSCR Rental Property Analyzer

Subject-To Transaction Analyzer

Rental Property Calculator

Multi-family Calculator

Other Funding Options

Transactional Funding

EMD Funding Request

Portfolio Refinance

Portfolio Refinance Request

Equipment Loans / Financing

Request Callback

Specialized Programs