Fix and flip loans in Nevada fund acquisition plus renovation on a single interest-only bridge sized to after-repair value (ARV), not your tax return. The exit is resale — buy distressed, rehab on draws, list into Reno demand, and repay the bridge from proceeds.
Fix-and-flip economics in Nevada
Margin is made on the buy and protected on the timeline. Two Nevada cost lines bite flip margin: holding-period property tax at an effective ~0.55% (low effective rate with a 3% annual cap on residential increases) and no state income tax on the gain — no state income tax — strong for after-tax rental yield. Model both before you commit to ARV.
| Metro | Typical basis | Rent band | Flip notes |
|---|---|---|---|
| Reno | $420K–$580K | $1,900–$2,600 | Tahoe-Reno industrial job growth |
| Las Vegas | $380K–$520K | $1,900–$2,600 | STR-adjacent flips; Clark County registration may apply |
Speed comes from non-judicial foreclosure norms — trustee-sale foreclosure is standard and fast. Nevada’s investor-friendly framework keeps acquisition and disposition timelines predictable.
Nevada flip loan terms (2026)
| Term | Nevada range |
|---|---|
| Acquisition leverage | Up to ~90% of purchase |
| Rehab funding | 100% of approved scope, on draws |
| Basis | Sized to ARV ($385,000 – $525,000 typical) |
| Rate | Interest-only, ~10.5%–12% |
| Term | 6–12 months |
Local risk to scope in Nevada
Insurance and hazard diligence matter in Nevada:
- Extreme heat and HVAC load
- Flash-flood washes in the Las Vegas valley
Profit math on a Reno flip
| Line | Amount |
|---|---|
| Purchase | $482,000 |
| Rehab | $70,000 |
| All-in | $552,000 |
| Carry (~7 mo @ ~11.3% IO) | $32,603 |
| ARV (conservative) | $723,000 |
| Selling costs (~8%) | $57,840 |
| Est. net before tax | $80,557 |
A workable spread — protect it with contingency. Spread compresses fast when ARV comps are optimistic or rehab runs 15%–25% over scope.
Where Nevada flippers find inventory
- Reno — Tahoe-Reno industrial job growth
- Las Vegas — STR-adjacent flips; Clark County registration may apply
Nevada Division of Mortgage licensing required; Clark County rental registration may apply.
After the flip: hold instead?
If the numbers favor a hold, refinance into a Nevada DSCR loan on the stabilized rent, or run a portfolio bridge via hard money lenders Nevada.
Nevada fix-and-flip FAQ
How much do Nevada fix-and-flip loans cover?
Typically up to ~90% of purchase plus 100% of an approved rehab budget, sized to ARV — commonly the $385,000 – $525,000 band across Nevada investor stock. Leverage depends on experience and the deal.
How fast can I close a flip loan in Nevada?
Asset-based files in Nevada can close in roughly 7–14 days with clear title and a workable scope — fast enough for Reno auction and estate timelines.
What kills Nevada flip margin most often?
Optimistic ARV comps and rehab overruns of 15%–25%, plus extreme heat and HVAC load. Build contingency into every Nevada budget.
Get Your Nevada Fix-and-Flip Quote · (833) 264-7776
Rates, terms and conditions offered only to qualified borrowers and are subject to change at any time without notice. All loans are subject to full underwriting. Jaken Finance Group only finances non-owner occupied investment properties.