BOXABL Casita Models: Investor Guide

BOXABL Casita models look identical in social media clips — a folded box expanding on a slab. For real estate investors, the differences between Studio, One-Bedroom, Two-Bedroom, Baby Box, and Phase 2 beta drive rent band, zoning fit, construction budget, and DSCR exit. This guide compares every September 2026 catalog path with unit-only vs turnkey pricing, local cost stacks, and how Jaken Finance Group finances non-owner-occupied ADU projects.

Disclosure: Jaken Finance Group may earn a commission if you order through our referral link: BOXABL order page. Financing is separate — submit your investor scenario or call (833) 264-7776.

Partnership announcement: Jaken Finance Group partners with BOXABL · Order: Configure Casita

What BOXABL Casita models can investors buy in 2026?

BOXABL sells factory-built Casita modules designed to fold for transport and expand on site. As of September 2026, the investor-relevant catalog includes:

Model	Footprint	Unit-only	Turnkey	Best for	Source
Studio Casita	361 sq ft	$60,000	$140,000	Tight lots, single tenant	BOXABL product pages
One-Bedroom Casita	722 sq ft	$100,000	$185,000	Standard backyard ADU rental	BOXABL product pages
Two-Bedroom Casita	722 sq ft	$110,000	$200,000	Small-family long-term lease	BOXABL product pages
Baby Box	Compact RV format	RV-coded	Varies	RV-zoned / specialty sites	BOXABL Baby Box page
Phase 2 beta	Multi-unit	Quote	Quote	Developer infill clusters	BOXABL developers page

All Casita dimensions and prices should be reverified on the live order flow before you deposit $250 reservation fee + $2,500 production deposit.

How do unit-only and turnkey pricing compare?

Investors tripping on sticker price without reading scope is the most common BOXABL underwriting mistake.

Cost layer	Unit-only path	Turnkey path	Who manages	Source
Factory module	✓ Included in unit price	✓ Included	BOXABL	BOXABL pricing
Order fees ($250 + $2,500)	Investor cash	Investor cash	BOXABL	Order flow
Foundation / stem wall	Local GC bid	Included in turnkey	GC or BOXABL	Local bid
Crane / set	Local GC bid	Included	GC or BOXABL	Site conditions
Utilities to stub	Local GC / utility	Included	GC or BOXABL	AHJ requirements
Finish / landscape	Local GC bid	Partial / included	Investor or BOXABL	Scope sheet
Permits / soft costs	Investor	Investor	Investor	City fee schedule
Typical all-in (no land)	$135K–$220K+	$140K–$200K list	—	Illustrative

Unit-only gives budget control and matches Jaken Finance Group draw schedules — each line item releases after inspection. Turnkey simplifies vendor count but investors must confirm what BOXABL’s turnkey scope excludes in their state (permits, panel upgrades, sewer lateral, etc.).

What floor-plan differences matter inside the same 722 sq ft box?

One-Bedroom and Two-Bedroom Casitas share identical exterior dimensions — 722 sq ft — but interior partition layout changes rent band, parking assumptions, and appraisal comp selection. Investors comparing photos online should request current floor plans from BOXABL on the order configurator before model lock.

Layout element	One-Bedroom 722 sf	Two-Bedroom 722 sf	Investor impact	Source
Bedroom count	1 enclosed	2 enclosed	Tenant type	BOXABL floor plans
Living area	Larger single common zone	Split between beds	Furnished rental appeal	Property manager input
Closet / storage	Model-year specific	Model-year specific	Affects effective sf	BOXABL spec
ADA / aging-in-place	Verify door widths	Verify door widths	Some cities incentivize	Local code
HVAC zones	Typically single zone	Single zone typical	Utility pro forma	MEP bid

Choosing between them is rarely about factory dollars — $10,000 separates unit-only list prices. It is about rent premium per dollar in your submarket and whether zoning caps force smaller effective dwelling size anyway.

Studio Casita (361 sq ft) — when does the smallest model win?

The Studio is BOXABL’s entry Casita: 361 square feet, listed at $60,000 unit-only or $140,000 turnkey in September 2026.

Studio layout and rent band

Attribute	Studio Casita	Investor note
Bedrooms	0 (open studio)	Single adult or couple tenant
Footprint	361 sq ft	Fits alleys and narrow Chicago lots
Typical gross rent	Market-dependent	Underwrite local ADU comps — not national averages
Operating costs	Lower utilities	Smaller HVAC and insurance footprint

Studio zoning fit

Studio shines where ADU maximum size or setback geometry blocks a 722 sq ft module:

• Chicago ADU ordinance — rear-yard ADUs on narrow lots
• Los Angeles ADU zoning — 361 sq ft often under 850 sq ft caps
• Miami ADU zoning — flood and setback constraints on small parcels

Pull your city’s ADU size cap before assuming Studio is required — many markets allow 722 sq ft but Studio still wins on cost per door when rent delta is small.

Studio investor budget (unit-only, illustrative)

Line	Amount
BOXABL Studio unit	$60,000
Order fees	$2,750
Site work + foundation + set	$30,000–$55,000
Permits + soft costs	$8,000–$22,000
Finish + contingency	$8,000–$20,000
All-in (excluding land)	~$108,750–$159,750

Compare to $140,000 turnkey — if local bids sit at the high end of site work, turnkey may be competitive. If you have a trusted GC, unit-only often saves margin.

Studio DSCR exit

Plan construction-to-DSCR takeout at 5.75%–10.5% once Studio is CO’d, leased, and appraised as non-owner-occupied rental. Smaller square footage means lower appraised value — verify 75% as-completed cap on new construction does not bind before you order.

One-Bedroom Casita (722 sq ft) — the default investor pick

The One-Bedroom shares the 722 sq ft footprint with the Two-Bedroom but uses a one-bed floor plan. September 2026 pricing: $100,000 unit-only, $185,000 turnkey.

Why most investors start here

Factor	One-Bedroom advantage	Source
Tenant pool	Singles, couples, remote workers	Rental market surveys
Rent vs Studio	Meaningful premium for second room / separation	Local comp pull
Price delta vs 2BR	Only $10,000 more factory cost for 2BR — but layout differs	BOXABL pricing
Appraisal comps	More 1BR ADU / small SFR sales	County records

One-Bedroom zoning checklist

722 sq ft triggers stricter gates in some cities:

Check	Question to answer	Resource
Max ADU size	Does 722 sq ft fit under cap?	ADU zoning basics — Chicago
Height / easement	Crane path and module height	Site survey
Parking	Required spaces for ADU?	Municipal code
STR ban	Long-term lease required for DSCR?	DC ADU rules

One-Bedroom budget comparison table

Scenario	Unit-only all-in (illustrative)	Turnkey list	Source
Low site-cost market	~$155,000–$175,000	$185,000	GC bids + BOXABL
High site-cost market	~$190,000–$230,000	$185,000 may bind	Local construction index
With major panel upgrade	Add $8,000–$25,000	Confirm turnkey scope	Utility company

Construction financing: ADU construction loans at 8.99%–13.5% IO, up to 100% LTC qualified, 75% as-completed cap.

Two-Bedroom Casita (722 sq ft) — when is the extra bedroom worth $10K?

The Two-Bedroom uses the same 722 sq ft box as the One-Bedroom with a two-bed layout. September 2026 pricing: $110,000 unit-only, $200,000 turnkey — only $10,000 more than One-Bedroom at factory list.

Two-Bedroom rent and tenant profile

Attribute	Two-Bedroom	One-Bedroom
Factory price (unit)	$110,000	$100,000
Turnkey list	$200,000	$185,000
Tenant type	Small family, roommate pair	Single / couple
Rent premium	Market-dependent	Baseline
Wear and tear	Higher	Lower

Underwrite rent delta vs $10K factory premium in your market. In high-rent school districts, Two-Bedroom ADUs often clear DSCR where Studio would not.

Two-Bedroom appraisal note

Appraisers compare to small 2BR SFR and ADU sales — not Studio comps. Weak 2BR comp pools cap as-completed value and bind 75% LTC/LTARV. Review manufactured home ARV and comps methodology — same discipline applies to modular ADU collateral class.

Baby Box — what is RV-coded and why does it matter for investors?

Baby Box is BOXABL’s RV-coded compact unit — a different product class from deeded Casita ADUs.

Attribute	Baby Box (RV-coded)	Casita (modular ADU)	Source
Classification	Recreational vehicle	Modular dwelling / ADU	BOXABL + local AHJ
Typical foundation	Portable / RV pad	Permanent foundation	Local code
DSCR 30-year exit	Unusual without conversion	Standard investor path	Jaken Finance Group DSCR policy
Zoning	RV parks, some rural	Residential ADU zones	Municipal code
Depreciation / tax	RV rules — CPA review	Real property	Tax advisor

Investor guidance: Do not buy Baby Box expecting the same DSCR rental takeout playbook as a permitted backyard Casita. Baby Box fits specialty operators with RV-zoned land or documented conversion plans — not default ADU rental strategy.

If your goal is long-term tenant + DSCR, order Studio, One-Bedroom, or Two-Bedroom Casita — not Baby Box.

Phase 2 beta — what is on BOXABL’s developers page?

Phase 2 beta targets developers placing multiple BOXABL units on infill sites — not the single backyard ADU most rental investors run.

Phase 2 attribute	Investor implication	Source
Pricing	Quote-based — not public list	BOXABL developers page
Unit count	Multi-unit clusters	Developer intake
Infrastructure	Shared utilities, roads, pads	Civil engineer
Financing	New construction for investors at file level	Jaken Finance Group programs
Exit	Unit-by-unit DSCR or bulk sale	Sponsor strategy

Small developers should treat Phase 2 as a mini subdivision problem: entitlements, phased draws, and per-unit CO before DSCR. Submit multi-unit scenarios at submit-scenario with site plan, unit mix, and rent roll pro forma.

Which BOXABL model fits your investor strategy?

Strategy	Recommended model	Why	Source
Lowest factory price	Studio ($60K unit)	Smallest module	BOXABL pricing
Balanced ADU rental	One-Bedroom ($100K unit)	Broad tenant pool	Investor market norm
Family rent band	Two-Bedroom ($110K unit)	+$10K for second bed	BOXABL pricing
RV park / specialty	Baby Box	RV-coded	BOXABL Baby Box
Multi-unit infill	Phase 2 beta	Developer quote	BOXABL developers

How do investors finance each BOXABL model?

Jaken Finance Group finances non-owner-occupied investment property only — not owner-occupied BOXABL primary homes.

Construction phase (all Casita models)

Term	Value
Product	New construction · ADU construction loans
Rate	8.99%–13.5% interest-only
Leverage	Up to 100% LTC on qualified files
Cap	75% of as-completed appraised value
Term	12–18 months typical
Apply	/newbuild/

Include BOXABL unit, site work, soft costs, and interest reserve in the budget. Exclude $250 + $2,500 BOXABL order fees — paid cash to BOXABL.

DSCR takeout phase

Term	Value
Product	Construction-to-DSCR rental takeout
Rate	5.75%–10.5%
Qualification	Rent vs. debt service on investment property
Timing	Post-CO, lease, appraisal

Manufactured-specific paths — if your project lands HUD classification — route to DSCR loans for manufactured homes with stricter comp rules.

Model-specific leverage stress test (illustrative)

Assume $400,000 as-completed appraised value (host + ADU or ADU alone — market-specific):

Model	Illustrative all-in cost	75% as-completed max loan	LTC 100% bind?
Studio	$145,000	$300,000	Cost binds first
One-Bedroom	$185,000	$300,000	Cost binds first
Two-Bedroom	$200,000	$300,000	Cost binds first

When cost exceeds 75% of value, bring more equity or reduce scope. This is why local comps matter before model selection — not just BOXABL list price.

What is the step-by-step order flow for each model?

1. Select model on BOXABL order page — Studio, 1BR, or 2BR
2. Pay $250 reservation fee
3. Pay $2,500 deposit
4. Parallel path: Pull zoning approval + Jaken Finance Group scenario review
5. Close construction loan
6. Complete site prep before delivery window
7. Set module — coordinate crane and BOXABL field team
8. Finish, inspect, CO
9. Lease to long-term tenant
10. DSCR takeout

Timeline warning: Set day is not project completion. Factory delivery does not shortcut permitting, foundation cure, or inspection cycles. Underwrite months, not viral “two-week” clips.

Milestone	Investor action	Financing touchpoint
Pre-order	Zoning + budget	Submit scenario
Deposit	Pay BOXABL	Cash — not drawn
Foundation	GC build	Construction draw #1
Module delivery	BOXABL invoice	Construction draw #2
Finish	GC complete	Final draws
CO + lease	Property management	DSCR application

How do local ADU rules change model selection?

The same 722 sq ft module is legal in one city and oversize in another.

Market	Size / zoning note	Guide
Chicago	Rear-yard ADU rules; lot width matters	Chicago ADU ordinance 2026 · Zoning basics
Washington DC	Accessory apartment caps — 25% of main dwelling or 500 sq ft in many zones	DC ADU rules
Los Angeles	State ADU law + local setbacks	LA ADU zoning
Miami	Flood zone + HOA friction	Miami ADU zoning

DC note: 722 sq ft may exceed 500 sq ft ADU cap on some row-home lots — Studio or a jurisdiction allowing larger ADUs may be required. Verify before ordering Two-Bedroom.

Studio vs One-Bedroom vs Two-Bedroom — side-by-side

Spec	Studio	One-Bedroom	Two-Bedroom	Source
Square feet	361	722	722	BOXABL
Unit-only price	$60,000	$100,000	$110,000	Sept 2026 list
Turnkey price	$140,000	$185,000	$200,000	Sept 2026 list
Bedrooms	0	1	2	Floor plans
Factory premium vs prior	Base	+$40K vs Studio	+$10K vs 1BR	BOXABL pricing
Typical investor rank	#3 by volume	#1 by volume	#2 by volume	Jaken Finance Group investor intake
Jaken Finance Group construction	✓ Non-owner-occ	✓ Non-owner-occ	✓ Non-owner-occ	Program policy
Jaken Finance Group DSCR exit	✓ Long-term lease	✓ Long-term lease	✓ Long-term lease	Program policy

How do climate and site conditions affect model choice?

BOXABL ships nationwide, but site prep varies more than factory price. Model selection should follow lot engineering, not just rent pro forma.

Site condition	Studio 361 sf	722 sf 1BR/2BR	Mitigation cost driver	Source
Narrow alley (Chicago)	Easier crane access	Tighter — survey first	Crane + setback	Chicago ADU guide
Flood zone (Miami)	Smaller footprint may help elevation math	Same FEMA rules	Fill / flood vent / elevation cert	Miami ADU zoning
Hillside (LA)	Lighter set load	Same module weight	Foundation engineering	LA ADU zoning
Historic district (DC)	May face HPO review	Same	Design review timeline	DC ADU rules
Heavy snow load	Confirm roof spec	Confirm roof spec	Local structural addendum	AHJ

A Studio does not automatically cost less to permit or foundation in flood or historic markets — soft costs can exceed the $40,000 factory delta vs One-Bedroom. Run site-specific bids before model lock.

What maintenance and lifecycle costs differ by model?

Investors holding BOXABL ADUs five to ten years should model capex, not just year-one DSCR.

Lifecycle line	Studio 361 sf	1BR / 2BR 722 sf	Notes	Source
Roof / envelope	Factory spec — verify warranty	Same module shell	BOXABL warranty terms
HVAC replacement	Single smaller unit	Larger or dual head	12–15 year horizon	HVAC contractor
Appliance turnover	Studio package	Full kitchen + W/D	Turn cost between tenants	PM data
Exterior paint / siding	Minimal early years	Same	Climate-dependent	GC
Foundation monitoring	Permanent stem / slab	Same	Settlement in clay soils	Engineer

Smaller Studio units often see higher tenant turnover in urban ADU markets — budget one month vacancy plus turn cost every 18–24 months unless your lease structure says otherwise.

How should investors pull rent comps for each model?

Generic “ADU rent” blog posts mislead underwriting. Match bed/bath class to your BOXABL SKU:

Model	Search filters (MLS / Zumper / PM)	Exclude	Target sample
Studio	0BR/1BR ADU, under 450 sf	Room rentals, STR nightly	5+ long-term leases
One-Bedroom	1BR ADU, 600–800 sf	Stick-built luxury unless adjusted	5+ leases
Two-Bedroom	2BR ADU, 650–850 sf	Small SFH without ADU flag	5+ leases

Adjust for off-street parking, in-unit laundry, and separate entrance — standard BOXABL ADU features. Feed median gross rent into construction-to-DSCR takeout math at 5.75%–10.5% with taxes and insurance from the host county.

If comps support lower rent than your pro forma, downgrade model (2BR → 1BR → Studio) or add equity — do not rely on BOXABL list price alone to force DSCR.

Phase 2 beta — developer diligence checklist

Investors invited to Phase 2 beta should treat diligence like a subdivision lite:

Diligence item	Question	Document
Entitlement	How many units by-right vs conditional use?	Zoning letter
Utility capacity	Sewer / water / electric for N units?	Civil engineer report
Phasing	One CO at a time or batch?	City + BOXABL schedule
Unit mix	Studio vs 722 sf blend?	Pro forma
Exit	Sell finished pads vs hold DSCR?	Sponsor strategy
Capital stack	Single construction line or per-unit?	Submit scenario

Multi-unit BOXABL clusters share DNA with new construction loans for investors — higher soft costs, longer calendars, and no two-month delivery assumption.

Common investor mistakes by model

Mistake	Studio	1BR / 2BR	Baby Box	Phase 2
Ignoring ADU size cap	✓	✓	—	✓
Using turnkey price without scope sheet	✓	✓	✓	✓
Skipping comp pull before order	✓	✓	—	✓
Expecting DSCR on RV classification	—	—	✓	—
Single-unit budget on multi-unit beta	—	—	—	✓
Owner-occ on Jaken Finance Group file	✓	✓	✓	✓

How do you choose unit-only vs turnkey for your market?

If you…	Choose	Reason
Have a trusted ADU GC	Unit-only	Control margin and draw lines
Are out-of-state to the lot	Turnkey	Fewer vendor coordination failures
Need lender itemized draws	Unit-only	Matches Jaken Finance Group inspection schedule
Are in a new BOXABL market	Turnkey	BOXABL learns local scope
Are running multiple ADUs	Unit-only + same GC	Repeatable unit economics

Always get three local bids for foundation/set even if you plan turnkey — the comparison tells you whether $185K–$200K turnkey is fair.

What tax and depreciation questions should investors ask a CPA?

BOXABL Casitas on permanent foundations for non-owner-occupied rental typically depreciate as residential rental property — but classification disputes (modular vs manufactured vs personal property) change schedules. This is not tax advice; bring your CPA:

• Placed-in-service date — usually CO date, not order date
• Basis allocation between land and improvement when ADU sits on owned lot
• Separate metering — affects utility expense passthrough and audit trail
• Bonus depreciation eligibility — year-of-purchase rules change; verify current IRC guidance
• 1031 exchange — ADU added to existing rental may complicate future exchange; plan entity structure early

Baby Box RV-coded units follow different tax treatment — another reason investors targeting DSCR rental takeout should default to Casita, not Baby Box, unless a CPA documents otherwise.

How do host-house plus ADU deals work on one lot?

Many investors already own the host SFR and add a backyard Casita. Financing paths:

Structure	Construction loan collateral	DSCR takeout	Appraisal note	Source
Host rented + new ADU	Lot + improvements in progress	Combined or ADU-only income	Appraiser may value as bundle	Jaken Finance Group scenario review
Host vacant during build	Same	Lease both before refi	Longer vacancy carry	Investor pro forma
Host owner-occ (ineligible for Jaken Finance Group)	—	Jaken Finance Group does not finance	Retail mortgage path	Program policy

Jaken Finance Group only finances non-owner-occupied investment property. If you live in the host house, the ADU may still qualify as investment rental when leased to third party — but mixed occupancy triggers extra underwriting. Disclose occupancy on submit-scenario before BOXABL deposit.

What happens if BOXABL delivery delays?

Factory queue risk is real on popular SKUs. Investor protections:

1. Budget interest carry for queue slip — multiply IO rate × expected loan balance × extra months
2. Contractual site readiness — do not pour foundation until delivery window firms up; curing empty slabs costs money
3. Communicate with loan officer — construction term extensions may be available on qualified files; not automatic
4. Insurance continuity — extend builder’s risk if timeline slips

Delay type	Who bears cost	Mitigation	Source
Factory production	Investor carry	Order early; flexible site schedule	BOXABL queue
Permit hold	Investor carry	Pre-app meeting with city	AHJ
Weather / set day	GC / investor	Reserve crane window	GC contract
Lender draw inspection	Investor timeline	Pre-book inspector	Loan officer

Delivery delay is one reason investors should not treat social-media two-month timelines as underwriting truth — see partnership announcement for realistic phase calendar.

Baby Box vs Casita — decision worksheet

Use this before you click order:

Question	If YES →	If NO →
Will unit sit on permanent foundation with CO?	Casita path	Reconsider Baby Box
Do you need 30-year DSCR hold?	Casita	Not Baby Box default
Is land zoned RV-only?	Baby Box may fit	Casita ADU path
Will tenant sign 12+ month lease?	Casita	STR/RV rules apply
Does lender allow modular ADU comps?	Casita + comp pull	Manufactured comps guide

When in doubt, order One-Bedroom 722 sf — widest renter pool and clearest ADU construction loan path at 8.99%–13.5% IO.

Get started — model selection to funded project

1. Read partnership context: Jaken Finance Group × BOXABL announcement
2. Pick market guide: Chicago, DC, LA, or Miami links above
3. Model select: Studio vs 1BR vs 2BR using zoning + rent comps
4. Pre-check finance: Submit scenario · (833) 264-7776
5. Order: BOXABL Casita order
6. Build: New construction loans for investors
7. Hold: Long-term lease — not STR unless your market and loan program allow
8. Exit: Construction-to-DSCR rental takeout

Contact

Phone: (833) 264-7776
Email: info@jakenfinancegroup.com
HQ: 2300 Barrington Road, Suite 400, Hoffman Estates, IL 60196

Related reading

• Jaken Finance Group partners with BOXABL
• ADU construction loans
• New construction loans for investors
• Construction-to-DSCR rental takeout financing
• Manufactured home ARV and comps
• DSCR loans for manufactured homes
• Chicago ADU ordinance 2026 investor guide

Sources

• BOXABL order flow — Studio $60K/$140K; 1BR $100K/$185K; 2BR $110K/$200K; $250 fee + $2,500 deposit (September 2026)
• BOXABL Baby Box product page — RV-coded classification reference
• BOXABL developers page — Phase 2 beta program
• Jaken Finance Group ADU construction loans — 8.99%–13.5% IO, non-owner-occupied
• Jaken Finance Group new construction — 100% LTC qualified, 75% as-completed cap
• Jaken Finance Group DSCR takeout — 5.75%–10.5%
• HUD Manufactured Home standards — collateral class comparison

Marketing overview — not a commitment to lend. Equal Housing Opportunity. Jaken Finance Group may earn commission on BOXABL orders through https://www.boxabl.com/order?ref=zwuyowr.

Submit investor scenario · Order BOXABL Casita · (833) 264-7776